AML Analyst - Global Payment - Luxembourg

About Global Payment teamGlobal Payment is a dynamic, forward-thinking organisation at the forefront of the payments industry. As part of a fast-growing, ambitious company, you will have the unique opportunity to shape and refine our AML Framework while playing a pivotal role in our mission to innovate and deliver exceptional payment solutions. About the Role We are seeking a driven and detail-oriented AML Analyst to join our growing Compliance team in Luxembourg. This is a pivotal opportunity for a high-performing professional ready to make an impact in a regulated fintech environment. Reporting directly to the MLRO, you will play a key role in strengthening our financial crime compliance capabilities, ensuring the effectiveness of our controls, and serving as the first point of escalation for our analysts. As a trusted partner to the MLRO, you will support the management of the AML / CTF framework and contribute to the development of scalable compliance processes that align with Luxembourg regulatory expectations and internal governance standards. You’ll thrive in a collaborative setting and be empowered to contribute to regulatory readiness, investigative depth, and operational excellence. What You'll Do - Support the design and maintenance of AML / CTF policies and procedures aligned with CSSF expectations, EU regulations, and industry best practices. - Act as an initial escalation point for complex alerts and reviews, providing quality control and guidance to junior team members. - Perform enhanced due diligence (EDD) on high-risk customers and escalate findings to the MLRO with well-documented analysis and recommendations. - Assist the MLRO in preparing internal reporting packs, suspicious activity reports (SARs), and regulatory submissions to the Luxembourg FIU. - Monitor and investigate transaction monitoring alerts, identify trends, and propose control improvements. - Collaborate with cross-functional teams—including Operations, Product, and Risk—to ensure customer onboarding, CDD, and screening processes remain compliant and risk-appropriate. - Stay current on AML / CTF regulatory developments and feed insights into internal policy reviews and team training sessions. - Support the development and delivery of internal AML training, helping to embed a culture of compliance across the business. - Contribute to the readiness for Luxembourg team for regulatory inspections, audits, and internal reviews.

Minimum Qualifications - Solid AML / CTF experience in a fintech, payments, digital banking, or EMI environment. - Solid understanding of Luxembourg AML law and CSSF AML requirements; experience working under a regulated framework is essential. - Demonstrated ability to manage escalations and quality assurance of AML investigations or CDD reviews. - Strong analytical skills with the ability to assess financial crime risks and provide clear, concise documentation. - A collaborative mindset with the confidence to support and guide junior colleagues. - Proactive, structured, and able to work independently while knowing when to escalate issues to senior stakeholders. - Excellent communication skills Preferred Qualifications - 2 years and above of relevant experience. - Professional certifications (., ICA, ACAMS, or equivalent) are strongly preferred.