Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
€ 13,520
Income Tax
- € 196
Health care
- € 412
Pension
- € 1,082
Dependency Insurance
- € 92.12
Total tax
- € 1,782
Net pay
* € 11,738
Marginal tax rate
22.0%
Average tax rate
13.2%
86.8%
Net pay
13.2%
Total tax
Total tax
Net pay
The Taxberg
€ 11,738
Net pay
€ 2,069
Tax the employer pays
€ 1,782
Tax you pay
Total tax paid
€ 3,851
Did you know your employer also pays tax on your salary? It costs the employer € 2,069 to pay you € 13,520. In other words, every time you spend € 10 of your hard-earned money, € 2.85 goes to the government.
Real tax rate
24.7%
So, with you and the employer both paying tax, what used to be a 13.2% tax rate now rises to 24.7%, meaning your real tax rate is actually 11.5% higher than what it seemed at first.
Summary
If you make € 13,520 a year living in Luxembourg, you will be taxed € 1,782. That means that your net pay will be € 11,738 per year, or € 978 per month. Your average tax rate is 13.2% and your marginal tax rate is 22.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of € 100 in your salary will be taxed € 21.95, hence, your net pay will only increase by € 78.05.
Bonus Example
A € 1,000 bonus will generate an extra € 781 of net incomes. A € 5,000 bonus will generate an extra € 3,903 of net incomes.
Compare average tax
Europe
Country 
Net pay
Average tax
Rank
United Kingdom
EUR 13,520
0.0%
1
Ireland
EUR 13,468
0.4%
2
Spain
EUR 12,661
6.4%
3
Switzerland
EUR 12,575
7.0%
4
France
EUR 11,995
11.3%
5
Norway
EUR 11,923
11.8%
6
Russia
EUR 11,762
13.0%
7
Luxembourg
EUR 11,738
13.2%
8
Austria
EUR 11,495
15.0%
9
Italy
EUR 11,457
15.3%
10
Czech Republic
EUR 11,220
17.0%
11
Hungary
EUR 11,019
18.5%
12
Ukraine
EUR 10,884
19.5%
13
Germany
EUR 10,860
19.7%
14
Greece
EUR 10,357
23.4%
15
Sweden
EUR 10,272
24.0%
16
Poland
EUR 9,803
27.5%
17
Portugal
EUR 9,374
30.7%
18
Finland
EUR 9,278
31.4%
19
Belgium
EUR 9,183
32.1%
20
Denmark
EUR 9,039
33.1%
21
Netherlands
EUR 8,508
37.1%
22
Romania
EUR 7,909
41.5%
23
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North America
Country 
Net pay
Average tax
Rank
USA
EUR 11,992
11.3%
1
Canada
EUR 10,258
24.1%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
EUR 13,038
3.6%
1
Hong Kong
EUR 12,844
5.0%
2
Thailand
EUR 12,529
7.3%
3
Taiwan
EUR 12,324
8.9%
4
Pakistan
EUR 11,804
12.7%
5
South Korea
EUR 11,804
12.7%
6
Malaysia
EUR 11,547
14.6%
7
New Zealand
EUR 11,514
14.8%
8
Indonesia
EUR 11,491
15.0%
9
Philippines
EUR 11,037
18.4%
10
Japan
EUR 10,967
18.9%
11
Singapore
EUR 10,821
20.0%
12
Kazakhstan
EUR 10,720
20.7%
13
Vietnam
EUR 10,415
23.0%
14
India
EUR 9,854
27.1%
15
China
EUR 9,571
29.2%
16
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Latin America
Country 
Net pay
Average tax
Rank
Puerto Rico
EUR 12,337
8.8%
1
Guatemala
EUR 12,224
9.6%
2
Ecuador
EUR 12,162
10.0%
3
Colombia
EUR 12,151
10.1%
4
Costa Rica
EUR 12,100
10.5%
5
Panama
EUR 11,779
12.9%
6
Mexico
EUR 11,072
18.1%
7
Chile
EUR 11,061
18.2%
8
Uruguay
EUR 10,699
20.9%
9
Peru
EUR 10,518
22.2%
10
Brazil
EUR 10,369
23.3%
11
Argentina
EUR 8,781
35.1%
12
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Africa
Country 
Net pay
Average tax
Rank
South Africa
EUR 11,692
13.5%
1
Mozambique
EUR 10,252
24.2%
2
Morocco
EUR 10,149
24.9%
3
Angola
EUR 9,998
26.1%
4
Kenya
EUR 9,940
26.5%
5
Ivory Coast
EUR 9,916
26.7%
6
Ghana
EUR 9,829
27.3%
7
Cameroon
EUR 9,407
30.4%
8
Nigeria
EUR 9,313
31.1%
9
Uganda
EUR 9,064
33.0%
10
Senegal
EUR 9,000
33.4%
11
Zambia
EUR 8,589
36.5%
12
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Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
EUR 12,844
5.0%
1
Qatar
EUR 12,844
5.0%
2
Bahrain
EUR 12,438
8.0%
3
Oman
EUR 12,438
8.0%
4
Saudi Arabia
EUR 12,168
10.0%
5
Kuwait
EUR 12,033
11.0%
6
Israel
EUR 11,742
13.2%
7
Egypt
EUR 10,399
23.1%
8
Lebanon
EUR 10,318
23.7%
9
Turkey
EUR 7,526
44.3%
10
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NOTE* Withholding is calculated based on the tables of Luxembourg, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.