(Senior) Credit Support Specialist (M / F)

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China. As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations. The Senior Credit Support Specialist is responsible for assessing and evaluating the feasibility of credit request and providing structuring solutions within acceptable credit / risk parameters, while developing the Bank's lending portfolio in line with the Bank's strategy and risk appetite. Your next challenge : Analyse complex credit requests in full autonomy and develop and implement solutions within acceptable credit / risk parameters. Be the point of contact for these activities. Ensure credit structuring / granting is aligned with Bank's Risk appetite, limits, Policy, and Procedures. Provide the credit rating for requests. Within the Delegation Authority Framework, decide on complex credit files. Responsible for business development and revenues growth remaining within Bank's Risk Appetite. Play a key role in credit approval process and ensure the implementation of credit files in line with the decision. Check the data quality of the credit request (in the systems and in the credit sheet). Proactively propose solutions to improve processes and data collection. Follow up of the regularization of the Margin Call and excess of max limit for Lombard Loan. Train and guide on the various processes and projects within the team; be able to convince and influence others. Ensure that all client-facing activities are efficiently executed and compliant with internal policies, regulatory requirements, and industry best practices. Your skills : Master's degree in Economic, Finance or a related field, or an equivalent experience. At least 5 years of experience in the banking sector, or in a relevant position. Fluency in French and English. Any other language is an asset. Good understanding of Laws & Regulations, Tax, Data Collection & Analysis, and Systems. Strong Knowledge of Credit Expertise, Guarantees, Risk Assessment & Mitigation, and Negotiation. Excellent Understanding of Credit Products Knowledge, and Policies & Procedures. Autonomous and responsible, shows sound judgement and courage when needed. Effective and structured communication skills, both oral and written. Positive mindset, open to growing and learning. Solution-oriented with complex problem-solving and critical thinking skills. BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience. BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all. NB : The selected candidate will be asked to provide an extract from the criminal record (no.3) ...

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